Here is a list of common documents that may be required for a home loan application for a salaried person in Hyderabad:
- Proof of identity (passport, voter’s ID, Aadhaar card)
- Proof of address (utility bill, property tax receipt, rental agreement)
- Proof of income (salary slips, bank statements, income tax returns)
- Property documents (sale agreement, title deed, property tax receipt)
- Education qualifications and degrees
- Age proof (birth certificate, passport)
- PAN card
- Form 16 or IT returns for the past two years
- Salary certificate and salary slips for the past three months
- Appointment letter or confirmation letter from employer
- Proof of continuity of employment (experience certificate, employment letter)
- Bank statements for the past six months
- Savings account passbook
- Proof of other assets (investment documents, insurance policies)
- Proof of any existing loans (loan documents, bank statements)
- Proof of any outstanding debts (credit card statements, loan documents)
- Proof of any pending litigation or criminal proceedings
- NOC from the builder or developer
- Approval from the local authorities (municipality, corporation)
- Approval from any relevant regulatory bodies (such as the environment ministry)
It is important to note that this list is not exhaustive and the specific documents required may vary depending on the lender and your individual circumstances. It is a good idea to check with the lender to determine the exact documents you will need to provide.